At launch, we're offering two dynamic interest rate models: Linear and Variable, with more to be implemented in the future by the team and as proposed by the DAO. These models ensure efficient capital utilization and fair pricing for borrowers. Linear Model: Straightforward & Predictable - Interest rate directly proportional to utilization - Lower utilization = lower rates, higher utilization = higher rates - Easily predictable for users - Balances protocol objectives by incentivizing borrowing during low utilization periods Variable Model: Dynamic & Responsive - Uses function f(Utilization) = rate for nuanced adjustments - Responds instantly to utilization changes - Rate increase accelerates beyond certain thresholds - Curve adapts to prolonged low/high utilization periods - Fine-tunes risk management based on utilization level and rate of change X Post