As the world of cryptocurrency becomes increasingly flooded with meme coins, one token stands out with a robust real-world application: the HowToPay (HTP) Token. This ICO, led by the Australian public company Confidia Limited, represents more than a hype cycle—it’s a solution to critical cross-border payment needs. Unlike the speculative nature of most meme coins, HowToPay is backed by Confidia's 20+ years of experience in payment and billing systems. With over 1.8 million clients worldwide and almost $2 billion in processed transactions, HowToPay has a proven track record in fintech, and now its HTP Token is set to bring global payment accessibility to the blockchain. Built on the Binance Smart Chain, the HTP Token provides businesses and consumers a seamless way to integrate cross-border payments with a simple QR code, creating unprecedented ease for digital payments. The HTP Token aligns with HowToPay’s existing POS and wallet ecosystem, driving substantial transaction volume and bringing cryptocurrency into everyday commerce—an achievement meme coins cannot claim. To learn more about the HTP Token, its mission, and its groundbreaking payment capabilities, visit our whitepaper at ico.howtopay.com. Follow us on Social Media: Twitter / X https://x.com/HowToPayPOS Facebook: https://www.facebook.com/howtopaypos YouTube: https://www.youtube.com/@howtopaywallet Telegram: https://t.center/howtopayico